That’s me, traveling the world with my girlfriend and enjoying the sunset at our rooftop condo in Bangkok, enjoying semi-retired life.

As dreamy as that sounds, my life wasn’t always like this.

Before moving to Bangkok, Thailand, I was living in the UK (place of birth).

I had a normal childhood, and obtained a degree in IT.

In 2012 at the age of 22, I landed my first full-time job earning £950/$1,200 a month.

I could barely cover living expenses. 

My CEO was a little better off, h e had just bought a brand new Rolls Royce Phantom.

Fairly quickly I realized I was on the wrong side of this trade.

That was my first and last full-time job.

I lasted 13 months.

I was thankful for the job because I realized early in life that working for someone else is not the way I want to live.

In 2013, with less than £9,000/$11,000 to my name and no source of income, I relocated to Thailand to become a digital nomad.

During the next three years I self-taught myself personal finance and digital marketing.

In 2016 I came across the book How to Own the World, which spells out for anyone with the reading ability of a 14-year-old or better, on how to manage one’s wealth from the age of 20 to become a millionaire by the age of 65 at an annual return rate of 12%.

From the age of 20, if you invest $730 per year and make a 12% return per year, compounded over 45 years, you’ll have $1 million for retirement.

Since reading that book, I compounded my knowledge of wealth creation to see how far I could go.

I am now asking myself the following question: If I spend more time learning the subject, can I make greater returns and turn my semi-retirement into full-time retirement? 

I would love to be able to travel the world indefinitely, living off my investment portfolio.

It sounded like a fun challenge, so that’s why I started

My goal is to continually improve my knowledge of economics, so I can assess probable outcomes in the future and move into assets that increase in value while minimizing the risk of eroding my wealth.